2nd November 2019


What is Coverage A and B?

Covers damage to the house. The face amount of the policy (for example $100,000) is the most you will receive if your house is totally destroyed. Coverage B: Other Structures. Covers damage to other structures or buildings, such as a detached garage, work shed, or fencing.

Similarly one may ask, what is insurance coverage A?

Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. Insurance coverage, such as auto insurance, life insurance – or more exotic forms, such as hole-in-one insurance – is issued by an insurer in the event of unforeseen occurrences.

What is Coverage A on a homeowners policy?

Coverage A on an insurance policy is the dwelling coverage amount. The dwelling portion of your insurance covers the physical structure of your home; the walls, floors, ceilings, etc. This coverage protects your home from damage to the actual structure and anything that is permanently attached to the structure.

What percentage of coverage A is Coverage C?

The personal property ( Coverage (C) ) is also percentage based off the coverage amount of dwelling (A) coverage. Each company differs on this percentage but most range from 50% to 90% of your dwelling (A) coverage to calculate your covered personal property (Coverage C) amount.
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