6th December 2019


Is Credit Sesame secure?

Yes, Credit sesame does offer it's credit monitoring services at no cost to you! When you log in to Credit Sesame as a free user, you have access to a credit score from TransUnion once a month. The credit score you receive is the Experian National Equivalency Score. It's a “FAKO” score, meaning it's not the FICO score.

Correspondingly, what type of credit score does Credit Sesame use?

Credit Sesame does NOT use a FICO score, so the number you see when you sign up will not be the exact score lenders see when you go to apply for a loan. Instead, Credit Sesame uses the Experian National Equivalency Score.

Is a credit score of 745 good?

745 Credit Score. A 745 credit score is right on the border between “good” and “excellent” credit. In fact, the traditional school of thought is that good credit goes from a score of 660 to 719, while excellent credit spans from 720 to 850.

Is it bad to check your credit on credit karma?

Why Credit Karma Won't Harm Your Credit Score. Credit Karma checks your FICO score on your behalf and therefore conducts soft inquiries. Soft inquiries differ from hard inquiries in that they leave your credit scores untouched. They also occur when someone requests a credit limit increase.
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