Is a car considered totaled if the frame is bent?

We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly minor and hidden damage occurs. Typically, cars are considered to be “totaled” when the cost to repair the vehicle is higher than the actual cash value (ACV) of the vehicle.
A.

What is considered frame damage on a car?

Even minor damage, if not repaired properly, can seriously degrade a car's ability to protect you in an accident. Structural/ frame damage is damage to any component of a vehicle that is part of the main structure of the vehicle, and/or any component designed to provide structural integrity.
  • What is a car's body style?

    The body style of a vehicle refers to the shape and model of a particular automobile make, such as Ford, Chevrolet or Chrysler. Contemporary passenger-car body styles generally include two-door coupes, four-door sedans, hatchbacks, station wagons, sports cars, minivans, sport utility vehicles and convertibles.
  • What is a body on frame SUV?

    Body-on-frame is an automobile construction method by which a separate body is mounted on a relatively rigid frame or chassis that carries the engine and drivetrain. It was the original method of building automobiles and continues to this day.
  • What is the apron of a car?

    An apron is under the hood. It is a metal frame which is welded to the body and holds the struts. You can just open the hood of your car and look for the metal frame on which the front struts are fixed.

Updated: 7th December 2019

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