Hit and run accidents are the only accident in which you are not at fault for which you will be required to pay your collision deductible, in most cases. Because you are not at fault in the accident, you will not have an increase on your insurance premiums as a result of filing the claim and providing a police report.
Subsequently, one may also ask, do HIT AND RUN increase insurance?
20 -Hit And Run Driver: If the driver who hit your car is unidentified, you will pay your collision deductible to your insurance company, but your insurance rate doesn't increase. In order for this to be considered not at fault by your insurance company, most require a copy of a police report.
Is a hit and run accident covered under uninsured motorist?
Uninsured Motorist Property Damage insurance (UMPD) pays for damage an uninsured driver causes to your vehicle. Uninsured Motorist Property Damage insurance may also protect your vehicle if a hit-and-run driver damages it. Covered property may include personal property as well as your vehicle, depending on the state.