Experian: 888-397-3742 (This is an automated service. To talk to a person, you can call 714-830-7000. You'll need a copy of your most recent Experian credit report and the 10-number digit on it. ) If you want to correct an error on your credit report, the easiest way to do so is to file an online report.
Also to know is, what is the customer service number for Equifax?
1 (888) 548-7878
Is there a phone number for Equifax?
1 (888) 548-7878
How do I contact Experian by telephone?
1 (888) 397-3742
888-202-4025 is an alternative phone to call. It is described by Equifax as a phone for business customers but it also has an option to speak to live person. When you call 888-202-4025 phone number you will receive following options. You need to select option 6 which will connect you to live person right away.
If you need help with your Experian Membership please dial 1-877-284-7942. You can reach a live person from Experian via this number from 6am to 6pm PST on Monday-Friday and from 8am-5pm PST on Saturday-Sunday. To speak to the live person listen to the prompt and select option 3 for General Questions.
The phone numbers for each of the credit bureaus are below:
- Equifax: 866-349-5191.
- TransUnion: 800-916-8800.
- Experian: 888-397-3742.
How ToTalk To A LIVE Person at each Credit Bureau!!
- Equifax • Dial 866 640-2273 • At prompt, press 1; then press 5.
- Experian. • Dial 800 493-1058. • Say “yes” • Enter credit report # • Enter social security # • Say “yes” •
- TransUnion • Dial 800 916-8800 • At prompt, press 3.
You are entitled to order (every 12 months) a free copy of your credit report from each of the major credit reporting agencies (Equifax, Experian, and TransUnion) through AnnualCreditReport.com. This website is the only one that is government authorized to provide you with free copies of your credit report.
1-800-916-8800 once the automated system answers wait for the system to get to where it says "press 3 to speak to a represenative" then it will say if you have a TU file ID number press 1 now, otherwise press 2 now. So first you want to press 3, then press 2, and you will be taken to a live person.
Help on your personal credit reports, scores, fraud protection, or correct an inaccuracy with your credit report. Visit our Personal Solutions Assistance page or call us at 1-800-465-7166. You can order and receive a business credit report online now on any business in our database.
The website has SSL encryption and is considered a secure site. Going directly to the three credit bureau agency websites – Experian.com, TransUnion.com and Equifax.com – is another alternative. These websites maintain security features, but they do not offer free reports.
How you can obtain your credit reports and scores. If you want to know your credit scores, you have a couple of options. You are entitled to a free copy of your credit report once every 12 months from each of the three major credit reporting agencies, TransUnion, Experian and Equifax.
|29 Broadway 6th Floor New York, NY 10009||2 Burlington Woods Dr Suite 200 Burlington, MA 01803|
|1117 Perimeter Center West Suite E501 Sandy Springs, GA 30338||701 Experian Parkway Allen, TX 75013|
|475 Anton Blvd. Costa Mesa, CA 92626||535 Anton, Suite 100 Costa Mesa, CA 92626|
Part 1 Canceling Your Account
- Call Experian's Customer Service center at 1-877-284-7942.
- Navigate the automated menu.
- Inform the Experian representative that you want to cancel your Experian subscription.
- Verify any terms and conditions associated with the cancellation.
- Cancel your account over email.
A lower FICO Score indicates to lenders that you may be a higher credit risk. There are three different major credit reporting agencies — the Experian credit bureau, TransUnion® and Equifax® — that maintain a record of your credit history known as your credit report.
A credit bureau is a company that catalogs and sells information regarding the payment behavior of consumers, and issues credit reports with related information. The three major national credit bureaus are Experian, Equifax and TransUnion. Also called a credit reporting agency.
Amounts Owed Tips
- Keep balances low on credit cards and other "revolving credit".
- Pay off debt rather than moving it around.
- Don't close unused credit cards as a short-term strategy to raise your scores.
- Don't open a number of new credit cards that you don't need, just to increase your available credit.
Most U.S. consumer credit information is collected and kept by the four national traditional consumer reporting agencies: Experian (formerly TRW Information Systems & Services and the CCN Group), Equifax, TransUnion, and Innovis (which was purchased from First Data Corporation in 1999 by CBC Companies).
Five ways you can establish credit
- Apply for a secured credit card. If you're building your credit score from scratch, you'll likely need to start with a secured credit card.
- Apply for a credit-builder loan.
- Get a co-signer.
- Become an authorized user on someone else's credit card.
- Get credit for the rent you pay.
Innovis is a provider of consumer data solutions and is considered a CRA (also known as a "Consumer credit reporting agency") in the United States, the others being Equifax, Experian, TransUnion, PRBC, SageStream, and ARS (Advanced Resolution Service).
Five facts about the fourth bureau. The Big Three credit bureaus — Experian, Equifax and TransUnion — keep records of loans for an estimated 200 million U.S. consumers. But there are lesser-known companies that track other pieces of your financial life. Collectively they are known as the fourth bureau.
In the U.S., there are three national credit bureaus (Equifax, Experian and TransUnion) that compete to capture, update and store credit histories on most U.S. consumers. While most of the information collected on consumers by the three credit bureaus is similar, there are differences.