If someone hits your vehicle and damages it you would be making a claim against their liability coverage and there would not be a deductible due for either you or the other driver. If the insurer finds their covered driver completely at fault you vehicle will be repaired at no cost to you.
In this manner, what do you do when you hit a parked car?
Here's what to do if you hit a parked car
- Stay-It's the law. Leaving the scene of an accident is against the law in every state and can be considered a hit and run.
- If no one arrives, leave a note. Keep it simple.
- Take photos.
- Look for witnesses.
- Call your insurance company.
Is a hit and run on a parked car a felony?
Felony hit and run is defined by most states as leaving the scene of an accident where there is any type of injury to a person, whether the injured person is a pedestrian or an occupant of a vehicle. Remember, a hit and run might be classified as a misdemeanor instead of a felony.