Do I have to pay if someone hits my car?
If someone hits your vehicle and damages it you would be making a claim against their liability coverage and there would not be a deductible due for either you or the other driver. If the insurer finds their covered driver completely at fault you vehicle will be repaired at no cost to you.
Here's what to do if you hit a parked car
- Stay-It's the law. Leaving the scene of an accident is against the law in every state and can be considered a hit and run.
- If no one arrives, leave a note. Keep it simple.
- Take photos.
- Look for witnesses.
- Call your insurance company.
- After the accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle.
- As horrific as the idea is of hitting someone's pet whether it be a cat, dog or rabbit. You are not required legally to stop at the scene if you hit a cat… but if you do, and it has a chance of survival, the best thing you can do is: Move the animal to safety (if it can be moved) and ideally take it to the nearest vet.
- Most points (illegal turn, not making a complete stop, driving over the speed limit, etc.) and/or accidents will stay on your DMV driver record for 36 months (3 years). Points for more serious offenses, such as hit-and-run or a DUI, will stay on your license record for 10 years.
Felony hit and run is defined by most states as leaving the scene of an accident where there is any type of injury to a person, whether the injured person is a pedestrian or an occupant of a vehicle. Remember, a hit and run might be classified as a misdemeanor instead of a felony.
- Most often, drivers will commit a hit and run if they do not have insurance or are driving under the influence of drugs or alcohol. It is illegal in every state to hit and run without exchanging insurance information or, if it is a more serious accident, waiting for the police to arrive.
- If the accident only involves property damage with no injuries, the charge is typically a misdemeanor, and could come with a $1000 fine and possible jail time. If anyone is injured, the penalties are much more severe. Prison time is likely along with fines of up to $10,000.
- hit and run. n. the crime of a driver of a vehicle who is involved in a collision with another vehicle, property or human being, who knowingly fails to stop to give his/her name, license number and other information as required by statute to the injured party, a witness or law enforcement officers.
Updated: 6th December 2019